Planned giving, which should not be considered just the domain of the super-wealthy, can be a solution for donors who are looking for secure income during their lifetimes--as well as tax benefits for themselves and their heirs. Even in difficult times, donors are most likely to consider a planned gift. Why? Quite simply, planned gifts are extraordinarily flexible, providing an array of strategies to respond to varying financial climates and individual and family goals and needs. This article discusses some strategies that are working now.