This brief is derived from findings in White et al. (2020), "How Financial Socialization Messages Relate to Financial Management, Optimism, and Stress: Variations by Race," in which the authors examined explicit family financial socialization (e.g., overt communication messages provided by caregivers). More specifically, the focus was on the relationship between three explicit socialization messages (saving, banking, and investing) and three financial well-being outcomes (financial management, financial stress, and financial optimism) among 14,662 college students at 52 institutions of higher learning across the United States. Financial socialization is related to children's financial well-being, specifically through the development of financial attitudes, beliefs, and knowledge (Gudmunson & Danes, 2011) and financial behaviors (Hudson et al., 2017). The publication, which is the focus of this brief, addressed this gap through two research questions: (1) How do the types of financial socialization messages given by parents to their children vary by race and ethnicity? and (2) How do the relationships between particular financial socialization messages and financial outcomes vary by race and ethnicity? The purpose of the present brief is to highlight the applicability of findings from White et al. (2020) to Family and Consumer Science (FCS) practitioners and educators. The empirical findings are extended to recommend techniques useful to help improve financial attitudes and behaviors among teenagers and young adults through direct intervention and education informing parents and caregivers on financial socialization.