Artificial intelligence (AI) has extensively developed, impacting different sectors of society, including higher education, and has attracted the attention of various educational stakeholders, leading to a growing number of research on its integration into education. Hence, this systematic literature review examines the impact of integrating AI tools in higher education on students' personal and collaborative learning environments. Analysis of 148 articles published between 2021 and 2024 indicates that AI Tools improve personalised learning and assessments, communication and engagement, and scaffolding performance and motivation. Additionally, they promote a collaborative learning environment by providing peer-learning opportunities, enhanced learner-content interaction and cooperative learning support. Indeed, strategies such as skills development, ethical use, academic integrity and instructional content design. Acknowledged limitations include ethical considerations, particularly privacy and bias, which require ongoing attention. Hence, it is recommended to create a good balance between AI-mediated and human interaction in learning environments, a key area of future exploration.