Digital competence is now considered the most vital skill to thrive in today's information age. This study aimed to examine the gender and urban-rural divide in the digital competence of university students. We surveyed 241 undergraduate and graduate students in the universities of Sindh, Pakistan. The findings showed that there was no significant difference in the participants' digital competence with respect to their gender. However, significant differences were found in the digital competence between the students of urban-located and rural-located universities. Additionally, results suggested that the participants' digital competence did not differ at the three levels of digital skills namely operational, informational, and strategic skills. The findings have implications for the researchers and policymakers regarding equipping university students with digital competence.