ERIC Number: EJ1320625
Record Type: Journal
Publication Date: 2021-Dec
Pages: 19
Abstractor: As Provided
ISBN: N/A
ISSN: EISSN-1478-8047
EISSN: N/A
Available Date: N/A
The Effectiveness of a Financial Literacy and Job-Readiness Curriculum for Youth from Low-Income Households
Cedeño, Diana; Lannin, Daniel G.; Russell, Luke; Yazedjian, Ani; Kanter, Jeremy B.; Mimnaugh, Sarah
Citizenship, Social and Economics Education, v20 n3 p197-215 Dec 2021
Intergenerational poverty and scarce financial resources can create and sustain detrimental behaviors and outcomes among adolescents. Efforts to increase financial literacy and job-related skills, however, can offer youth from low-income households knowledge, skills, and opportunities otherwise unavailable to them. Targeted interventions that combine financial literacy and job-readiness components may help adolescents disrupt the cycle of intergenerational poverty by increasing economic awareness, adaptive financial behaviors, and work-related skills. Drawing on career construction and asset theory, the present study examined changes in financial knowledge and labor skills among youth from low-income households (N = 111) over the course of their participation in the Road to Success curriculum as well as how changes varied across demographic characteristics of participants. Data analysis included descriptive statistics, t-test analyses, and MANCOVA. Results indicated several improvements from Wave 1 to Wave 2 as students developed job-readiness and financial literacy knowledge. Potential educational and policy implications are discussed.
Descriptors: Program Effectiveness, Money Management, Career Readiness, Low Income Students, Curriculum Evaluation, Intervention, Poverty, High School Students
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Publication Type: Journal Articles; Reports - Research
Education Level: High Schools; Secondary Education
Audience: N/A
Language: English
Sponsor: Administration for Children and Families (DHHS)
Authoring Institution: N/A
Grant or Contract Numbers: 90FM0076
Author Affiliations: N/A