Although American millennials are the first generation of "digital natives"--that is, people who grew up with computers and the internet--they are not very tech savvy. Using technology for social networking, surfing the web, or taking selfies is a far cry from using it to solve complex problems at work or at home. Truly tech savvy people are able to fulfill the promise of technology, which is to help us be more productive, accelerate innovation, and overcome seemingly intractable challenges. What millennials do not know about their tech skills is costing them dearly. In this report, Change the Equation provides an analysis of results from the 2012 Programme for International Assessment of Adult Competencies (PIAAC) which reveals sobering new data on millennials' skills and attitudes. The findings offer clear lessons for anyone who cares about the future of our children. Change the Equation has identified the following effective STEM education programs that prove it is possible to teach young people to be tech savvy: (1) CompuGirls; (2) Girlstart; (3) The National Academy Foundation; (4) The Power of Data Project; (5) Project Lead the Way; and (6) Techbridge. These programs are in STEMworks, Change the Equation's prestigious honor roll of STEM education programs that have stood up to rigorous third-party reviews of their effectiveness. Opportunities to learn problem solving with technology must become the rule rather than the exception. Business leaders are doing their part to bring STEMworks programs to hundreds of thousands more young people nationwide in 2015, and Change the Equation is working with them to expand those numbers dramatically in the coming years.