This study is the second in a series of publications by the Office of Education on school insurance. Data for this study were adapted from many sources. Among these sources were books of a technical nature, professional magazine articles, State insurance guides, research studies, insurance rating schedules, insurance company bulletins, and insurance contracts and policy forms. Although insurance is a highly technical subject, this publication avoids technical language except where required. This bulletin deals primarily with school insurance management problems at the local level. It is designed to assist local school officials and State department of education insurance consultants in planning, organizing, and administering the local school district insurance program. It is hoped that this series of studies will be useful t those concerned with improving programs of school insurance. A bibliography is included. Individual chapters contain footnotes. [Best copy available has been provided.]