A dropout rate can be used to determine student's ability to fulfill their perspective program of study, as well as the college's ability to qualify the right students for the completion of their academic degree. College advertisement can also play a significant role when it comes to dropout rates as it can be viewed as ineffective if the learners are not able to carry out what they initially signed up for. Although dropout rates can be found from most colleges, the reasons for student's failure to complete their course of study can be hard to determine. The current study attempts to report how adult learner's confidence in academics and financial stability can affect their success in completing a program of study. A survey was administered to a convenient sample of first year undergraduate students in order to determine the student's level of confidence in their internal and external capital. Analysis revealed that when it comes to adult learners there was significance between the confidence of learner's prior academic knowledge as well as the learner's future financial resources needed to complete their program of study.