Students and their families must cover, on average, 83% of the roughly $16,000 cost of attendance for a full-time, in-state undergraduate at a state university in Florida. On average, 75% of the cost of attendance in Florida's public universities is from expenses other than tuition and fees and books. The largest expense is room and board, accounting for nearly half of the cost of attendance. A study by the Legislature's Office of Program Policy Analysis and Government Accountability summarizes these costs at the different institutions in the state. Students and their families use earnings, savings, and financial aid to pay the full cost of attendance. Savings can include the Florida Prepaid Tuition plan or other investments. Financial aid includes grants and scholarships that do not have to be repaid and loans which may or may not be subsidized by the federal government). (Contains 3 figures and 1 table.) [This Information Brief was produced by the Florida Board of Governors.]