This report examines the articulation and transfer policies of Maryland and Missouri and reviews the extent to which these guidelines provide for a seamless transition between community colleges and state universities. The author begins by defining the key concepts relevant to this study (e.g., transfer, articulation, native student, transfer student) and outlining a common transfer framework that serves as the foundation of this analysis. The four essential elements of this framework are: (1) the joining of two ore more segments or sectors of education; (2) the movement of students from one institution to another; (3) the gaining institution must recognize and accept course work conducted at another institution; and (4) many interested partied must participate in the process. The report then summarizes the key organizations and documents that govern transfer and articulation policies in Maryland and Missouri and calls attention to the lack of a statewide articulation and transfer agreement or common course numbering system in either state. As a result, transfer and articulation decisions are open to debate, a fact that prevents the establishment of a seamless transition between community colleges and state universities. (Contains 18 references.) (RC)