The impact of individual learning accounts (ILAs) on the success of learners in post-16 education sector in the United Kingdom was explored through an examination of available research on ILAs. The following were among the study's 12 messages for providers, the Department for Education and Skills, and the Individual Learning Account Centre: (1) the ILA scheme is attracting many learners who have already decided to follow a program; (2) proactive marketing by providers is needed because 60% of registered ILA holders have not yet accessed their account; (3) ILAs have encouraged progression; (4) ILAs are have been well received because the initiative is not means tested and is available to all individuals age 19 or older; (5) providers should consider ILAs a key issue in their marketing and pricing strategies; (6) urgent consideration should be given to the information and publicity needs of potential learners and providers; and (7) comments on the scheme's cash flow and the speed with which accounts are opened for learners have been positive. (The following items are appended: procedures for briefing interviewees; a questionnaire for evaluating national arrangements; an analysis of ILA episodes by type of provider in the four study areas; and a list of sources of information about ILAs.) (MN)