This directory lists high school, college, and graduate study at-home opportunities, including extensive information about external degree and certificate programs offered by accredited institutions that participate in University Continuing Education Association programs. An introductory section, which explains what independent study is and how it works, is highlighted by profiles of individuals who have traveled this route. Another short section explains how to use the catalog listings. The catalog listings themselves provide short profiles of participating institutions, including cost and whom to contact. Indexes include: (1) geographical; (2) external degree; (3) certificate program; (4) institutions accepting international students; (5) alphabetical guide to subject areas; and (6) subject areas. (CH/EV)