Because students spend only 19% of their time each year in school, families and schools need to focus jointly on "the 81% solution" to improve learning beyond the school day and year. This paper discusses examples of the 81% solution that are being implemented in a variety of communities by the LINCT (Learning and Information Networking for Community via Telecomputing) Coalition, a nationwide coalition of socially concerned, nonprofit organizations working together to help communities to achieve universal access to electronic information and learning via community networks and the Internet. The goal of LINCT is the achievement of electronic equity at the community level by enabling even the poorest members of a community to "learn and earn" home computers via "electronic sweat equity." Communities are finding that this process is helping to strengthen in-school and at-home learning for students and job-ready computer skills for adults. (LPP)