This directory lists high school, college, and graduate study-at-home opportunities, including extensive information about external degree and certificate programs offered by accredited institutions that participate in the National University Continuing Education Association programs. An introductory section, which explains what independent study is and how it works, is highlighted by profiles of individuals who have traveled this route. Another short section explains how to use the catalog listings. The catalog listings themselves provide short profiles of participating institutions, including cost and whom to contact. Course listings are indexed by type of course--elementary, high school, college, graduate, noncredit--by subject area, and by specific title and section number. There are also cross-indexes by geography, by schools offering external degree programs and certificate programs, and by major areas of study and subject areas. (CH)