This single person's retirement guide begins with an introduction that addresses the challenges of single living, the high dividends that planning pays, and the importance of attitude. Section II explores the changing roles and relationships in one's life, including aging parents, adult children, and a personal support network. Section III focuses on meaningful use of time. Section IV examines the basics of good health: nutrition, exercise, stress management, and good health care, and the challenges they may present to midlife persons living alone. Section V explores living arrangements that might suit a midlife person living alone today and in later retirement years. It provides guidance in assessing current and potential housing, neighborhoods, and communities in light of lifestyle preferences. It suggests low-risk procedures for investigating relocation sites. Section VI discusses financial planning and legal affairs, including estate planning. Each section contains a list of resources. (YLB)