This annual report of the National Council on Disability (NCD) describes major activities and accomplishments during fiscal year 1995 in its role of advising the President and Congress on issues concerning people with disabilities. The NCD gathered information about the implementation, effectiveness, and impact of the Individuals with Disabilities Education Act (IDEA) and conducted 10 field hearings on the law. It also gathered information about the implementation, effectiveness, and impact of the Americans with Disabilities Act (ADA) and conducted a 50-state town meeting tour on the ADA. NCD also responded to thousands of inquiries on ADA and disability-related issues and released two reports: "Voices of Freedom: America Speaks Out on the ADA" and "Improving the Implementation of the Individuals with Disabilities Education Act: Making Schools Work for All of America's Children." Additional activities included cooperation with the United Nations; planning for a National Summit on Disability Policy; and discussions with Microsoft Corporation on improving software access for people with disabilities. Individual sections of the report describe the organization's activities, research efforts, Congressional testimony, information dissemination, and quarterly meetings. Appendices include biographies of NCD members and staff, a listing of NCD publications, and the NCD mission statement. (DB)