This five part paper reviews problems faced by underprepared students and describes a model developed by faculty at the South Campus of Florida's Palm Beach Community College for dealing with such students. Section I reviews issues related to defining student underpreparedness and developing a model to serve all types of underprepared students, focusing on the college's Student-Centered Process Coordination Model (SCPM) which integrates students' individual differences with the skills and resources of a broad based constituency of faculty, personalized instruction staff, and counselors. Section II discusses the predicted effects of student underpreparedness on community colleges, including budget constraints and the need to develop an integrated team approach, which includes faculty, counselors, Center for Personalized Instruction staff, peer counselors and tutors, and others, to deal with the problem. Section III describes the following critical factors related to student underpreparedness: (1) the role of faculty and the need for an appropriate development program; (2) the student's family and family history; (3) the student's self-concept, expectations, and commitment; (4) the college and campus atmosphere; (5) the availability of remediation services; and (6) the role of counselors and tutors. Finally, section IV discusses efforts by South Campus faculty and staff to deal with student underpreparedness through the development of 39 recommendations submitted to the administration, of which only 19 were recommended for further study. The 39 recommendations are appended. Contains 20 annotated citations. (TGI)