The Americans with Disabilities Act of 1990 (ADA) should provide disabled working women with better employment prospects and greater earning capacities. The ADA prohibits discrimination in all terms and conditions of employment against qualified disabled persons who can perform the essential functions of a given job with or without reasonable accommodation. More disabled working women are employed today than 10 years ago, and they are more likely to be employed full time; however, women with work disabilities are still three times as likely as nondisabled women to be unemployed. Black women workers are much more likely to be disabled than white women workers (13.8% versus 7.7%). The incidence of work disability increases with age. The percentage of disabled women working in service occupations is higher than the percentage of nondisabled women, and the disparity in the earnings of disabled and nondisabled working women widened significantly during the 1980s. A number of government organizations will assist disabled persons seeking employment, and the General Services Administration provides special electronic equipment to disabled employees of the federal government. (Seven government information sources are listed.) (MN)