This handbook, consisting of an introduction and ten chapters, explains the 19992-93 procedures that higher education institutions must follow in administering the federal government's Student Financial Assistance (SFA) programs. Chapter One describes the organizational structure for areas of the Department of Education directly involved in the administration of the SFA programs as of March 1992. Chapters Two and Three cover general requirements that apply to all the SFA programs. Chapter Two also discusses the federal processing system. Chapter Three explains how schools and programs are determined to be eligible and general requirements for a school to participate in the SFA programs. The remaining chapters address specific program requirements. Chapter Four, on the Pell Grant program, explains how to calculate a payment and how to report the payment to the Department. Chapter Five provides general information, such as the funding process that applies to all three of the campus based programs. The specific requirements for each of these programs are covered in the next three chapters (Chapter Six: Perkins Loans; Chapter Seven: College Work-Study; Chapter Eight: Supplemental Educational Opportunity Grants). State grant programs are covered in Chapter Nine, and the Guaranteed Student Loan Programs are covered in Chapter Ten. Throughout the text recent changes to existing law and regulations are identified by a special graphic. (JB)