This teacher's guide on consumer literacy for grades 9-12 is designed for use in the following subject areas: business education, consumer law, economics, home economics, and social studies. Four units are included: (1) consumer decision making--consumer law and protection; (2) major shopping areas--transportation dilemma; (3) housing; and (4) consumers and the environment--an "environmentally friendly" consumer. Each unit contains the following sections: unit learner outcomes; competencies addressed; materials; economic concepts; notes to teachers; grade level, subject areas, time, and procedures; unit assessment; handout(s); visual(s); case studies; and article(s). Ten brochures from the Minnesota Attorney General's Office accompany the four units: buying a new car; collection agencies; constructive complaining; the "environmentally friendly" consumer; home solicitation sales; landlords and tenants--rights and responsibilities; Minnesota's "lemon law"; Minnesota's used care warrantly law; pyramid schemes; and utility shutoffs. A related "materials lending library catalog" is appended. (NLA)