This document contains the final report and the third-year report of the Center for Adult Learning Research, which was established at Montana State University (MSU) in December 1985 with support from the W. K. Kellogg Foundation. The final report reviews first- through third-year activities. It describes the following research projects: strategies adults use in real-life learning; lasting impact of a study group; empowerment of retired citizens; place of literacy in the life of the low-literate adult; development of a model to demonstrate that investment in adults' capital assets improves economic development; effect on learning and teaching of cultural differences in regard to selfhood among citizens of China and the United States; and adult learning strategies and teaching and learning in the Native American community. The Summer Institute on Adult Learning and training and research assistance activities are summarized; project monographs are described, and publications of center staff are listed. The impact of the Kellogg Center on graduate students and faculty members and the effect of withdrawal of financial support for the Center are addressed. The third year report describes the following activities: Summer Institute on Adult Intelligence; research on learning strategies adults can use to improve their learning; a study of teaching or learning styles associated with effective learning by Native American students; the state of the art in research on adult learning; and maintenance of individual differences of learning style through use of cluster analysis. Research by postdoctoral and doctoral fellows, cooperative research efforts, dissemination efforts, third-year linkage activities, and plans for year four are discussed. Appendixes list staff presentations and publications. (YLB)