The Mathematics 16 program provides for the development of essential concepts, skills, and attitudes required for effective computation and problem solving. The program is activity-based, and addresses the need for students to be able to transfer and apply specific mathematical concepts and skills to more generalized situations in everyday life and the world of work. A focus on the use of technology throughout the program assists students to develop the ability to use calculators and computers in performing routine tasks more easily replicated by these technologies. This manual should be used as a practical planning and instructional tool in translating the intentions of the Mathematics 16 program. The themes include earning money, budgeting and banking, skills for the consumer, and math in the workplace. The program emphases and methodology covers problem solving, the use of technology (calculator and computer), computational facility and estimation, situational and concrete approaches, and assessment and evaluation. An annotated list of learning resources, Alberta Consumer and Corporate Affairs Offices, and the regional offices of education are appended. (KR)