This skills pack is intended to assist numeracy tutors working with adults needing help with basic arithmetic, time telling, and money concept skills. The following materials are included: money worksheets (dealing with British currency); worksheets introducing subtraction and the various phrases used to express the difference between two numbers; a series of graded worksheets offering reinforcement of the multiplication tables and number bonds up to 100; multiplication and division puzzles (including answer sheets); a 24-hour clock and personal time table; fraction worksheets that use pictorial examples to concentrate on addition and multiplication; activities introducing the concept of percentage; worksheets on equivalent fractions, decimals, and percentages; a dominoes game that reinforces equivalent fractions, decimals, and percentages; and a series of activities dealing with percentages and money. (MN)