This curriculum guide is intended to assist business teachers in enabling students to develop consumer-business and socioeconomic competencies necessary for success in this competitive free enterprise system. Introductory materials include suggested teacher activities. Materials for 12 units are provided. Each unit contains these components: time element, rationale, general performance objective(s)/goal(s), specific performance objective(s) and mastery criteria, content outline, listings of required and supplementary teaching-learning activities, and a vocabulary list. Topics include the nature of business in the American economic system; responsibilities of citizenship; relationship among government, business, and labor; the consumer in the American economic system; role and function of financial institutions; personal money management; savings and investment; wise use of credit; insurance as a means of protection; the computer and the individual; and career planning. Lists of resources include books, catalogs, audiovisual materials, and publications. (YLB)