These hearings examine ways of ensuring access to quality health care, especially for low-income persons ineligible for Medicaid. The problems of determining who the economically disadvantaged are, what services they are provided with, and how those services are provided and financed are all addressed. An Urban Institute researcher testifies that the number of uninsured Americans under 65 increased between 1979 and 1982 largely because of the recession, and calls for more diverse forms of insurance. A representative of the Colorado Task Force on the Medically Indigent then presents findings that one-third of Colorado's population is neither publicly nor privately insured. A Kansas Women's Equity Action League representative describes the problems of access and affordability for women between 45 and 65 years of age. A representative of the Health Insurance Association of America testifies that 10 to 15 million Americans under 65 had neither public nor private coverage in 1982 and elaborates on the problem of uninsurables and attempts, via open seasons on insurance and pool systems, to remedy the problem. A statement by the American Protestant Health Association on Health Care for the Economically Disadvantaged urges the need to identify criteria for providing assistance to "safety net" hospitals and a final statement by the National Association of Chain Drug Stores criticizes current regulations covering reimbursements for prescribed drugs and offers suggestions for change. (RDN)