This student manual and workbook is the second part of a mathematics series for use with high school students. The manual is to be used to apply the mathematics skills that students have learned in a first part called "Developing Basic Math Skills for Marketing." The manual presents conceptual instruction in mathematics in a competency based format. The book contains 14 student assignments each consisting of objectives, vocabulary terms, content with reinforcement exercises, end-of-assignment drills including appropriate study, and questions and projects. Material covered in the manual includes the following: making change, figuring multiple prices, correctly completing sales slips, figuring sales tax, balancing a cash drawer, figuring earnings, calculating a payroll, determining productivity, writing checks and making deposits, balancing a checkbook, understanding invoice terms and cash discounts, figuring other discounts and simple interest, converting to the metric system, and understanding basic financial statements. A comprehensive test completes the student manual. (KC)