This study attempted to clarify the issues of previous research that revealed that Korean Americans underutilize available mental health and social service systems in the community. It is reported that five independent variables are related to underutilization: (1) level of adjustment; (2) cultural values; (3) personal adaptability; (4) attitude toward professional service utilization; and (5) other external factors. It is suggested that well adjusted individuals are most likely to exhibit greater utilization of services. It is reported however, that positive attitudes toward utilization and service are not related to utilization behavior. The report concludes that individuals who have adapted to the new Western culture tend to develop a pattern of self sufficiency and self control in their behavior, and are less likely to depend on outside resources. (JCD)