A stratified random sample of 200 junior and senior undergraduates at the University of Maryland, College Park, was asked to complete a 51 item problem check list. This checklist covered six areas: typical university concerns, psychological concerns, cultural concerns, sexual relations concerns, racial concerns, and group living concerns. The most serious problems reported for all students involved vocational decisions, managing time, studying, and negotiating the university system. Least serious problems tended to be more social and involved fraternities and sororities, activities, experiencing discrimination, and joining groups. Further analyses indicated that Hispanics had more problems with finding scholarships and other financial aid than other groups, whites expressed more problems of sexual adjustment than blacks, and blacks expressed more problems relating to racism than the other groups. A factor analysis of student responses showed that six factors describe how students group their problems: Alienation, Financial Aid, Study Skills, Residence Related, Negotiating the University System, and Discrimination. (Author/AM)