The project reported here was conducted to develop a consumer education program for high school students (grades 10 through 12) which would: (1) provide students with hands-on experiences in the management of resources (money, time, and energy) as householders in a simulated off-campus laboratory (a community girls' club), and (2) enable students to investigate community agencies and organizations which impact on householders. This report begins with a brief overview of the program relative to goals, student objectives, resources, credits, grading, and learning activities (ranging from simulating the process of getting a job to touring a mortuary and reporting the costs of dying). The next section contains a two-page course description which includes a short descriptive paragraph, areas of emphasis with time allotments, and six student performance objectives; a student progress card form; a pre- and posttest; and thirty objectives (twenty-two required and eight optional student learning activities). The remainder of this report consists of instructional units for each of the twenty-two required learning activities designed to enable students to complete the activities by utilizing the problem solving process in a self-paced, individualized instructional format. Each unit, varying from one to fifteen pages in length, includes a student objective (a specific learning activity); rationale; statement of the problem to solve; suggested resources; and student's solution to the problem (either specific questions to be answered, charts or forms to complete, or space to present solutions). (EM)