The black community is considered as an economy where the consumption and investment behavior of black families have no significant impact on the growth rate of family income. This is seen to be a problem. The thrust of the argument that follows is that in the absence of a closer relationship between aggregate black family consumption spending, and their aggregate investment, through time, black families as a whole will become worse off economically relative to white families. This is hypothesized on the observation that conditions that generate a fall in the real income of the families in the black community relative to the nation are not countervailed by the potentially positive impact of black household consumption and investment behavior on the growth rate of black family income. In support of the hypothesis, the following questions are raised and answered: (1) whether the black community is an economy, (2) what the normal expectation of the growth of family income in an economy is, and (3) what the present consumption and investment situation of black families is. The basic solution to the problem is that the black community needs to be reorganized and restructured so as to raise the income of black families through their own aggregate consumpation and investment spending. (Author/AM)