This keynote address speaks to problems faced by the elderly, particularly in the areas of finances and social services. The public concerns over the viability of the social security system are briefly examined and confronted. The speaker, U.S. Commissioner on Aging, stresses the need for his peers to become acquainted with, and use, the many services available to them, including special cost-saving public transportation and no-cost or low-cost legal services. He further advocates the need for older persons to remain involved in life, as a source of strength not only for themselves but for the nation. (CKJ)