Results are given of a study of samples of retirees in Wisconsin, Florida, and Arizona. Respondents were compared on (1) background characteristics, (2) occupational and financial status, (3) health condition, (4) formal and informal organizational participation, and (5) retirement decision making. An attempt was made to determine the extent to which these factors were related to the respondents' life and retirement satisfaction as measures of retirement adjustment. Combined samples of Arizona and Florida migrant retirees were compared with Wisconsin nonmigrant retirees to determine the degree to which this comparative study validated findings from previous studies and to indicate further research needs. Included in this report are sections devoted to a literature review; study objectives; study justification; study design and methods; data analysis including demographic characteristics and life satisfaction; anticipatory socialization--retirement decision making and life satisfaction; retirement transition--economic and health changes and life satisfaction; concomitant socialization--interaction continuity and life satisfaction; and attitude toward retirement and life satisfaction. (Author/JS)