The savings to students from living at home and commuting to school are estimated in this paper. By relating these savings to enrollment growth, several conclusions are reached as to how the presence of a local college affects the demand for higher education. The report is divided into four parts: (1) formulation of a framework for computing the savings students obtain by attending a local college; (2) application of this framework to a cohort of second year students at Miami-Dade Junior College (Florida); (3) classification of these students by family income to determine what income groups benefit the most from these savings; and (4) analysis of the addition to enrollments for local junior colleges because of these savings estimates. Findings suggested that the presence of any institution of higher education results in increased college attendance in that area because of commuting savings. The presence of a junior college especially increases the college attendance of low income students although middle income families receive the largest percentage of dollar savings. (AL)