The goal of this study is to compare the likelihood of student loan default by students from a Midwest public university amongst a variety of variables. A dataset was acquired from an institution in the Midwest. A logistic regression was run to determine the predictive value of several identifiers on student loan default amongst several race…

Community college baccalaureates (CCBs) provide an affordable pathway to baccalaureate-level education but increasing tuition rates present a potential financial barrier for students. Institutional aid as a cost-constraining mechanism has historically been less utilized in the 2-year sector when compared to traditional 4-year institutions. Yet,…

College attendance has increased significantly over the last few decades, but dropout rates remain high, with fewer than half of all adults ultimately obtaining a postsecondary credential. This project investigates whether one-on-one college coaching improves college attendance and completion outcomes for former low- and middle-income income state…

Federal student loans are an important resource to help millions of individuals pay for higher education. As of March 2024, the Department of Education held $1.5 trillion in outstanding William D. Ford Federal Direct Loans and Federal Family Education Loans for nearly 45 million borrowers. In March 2020, in response to the COVID-19 pandemic,…

Congress determined that because military service in Iraq and Afghanistan following September 11, 2001, was particularly challenging, servicemembers from that era deserved a veterans educational assistance program more robust than those otherwise available at the time. The Post-9/11 GI Bill was designed to provide more generous benefits than the…

Promise programs are discussed as a policy movement that began with the 2005 launch of the Kalamazoo Promise. Since then, programs bearing the Promise label or sharing similar features have spread across the higher educational landscape, appearing in most states and across postsecondary sectors. Simultaneously, scholarly literature discussing…

Objective: This paper provides evidence on the efficacy and effectiveness of federal and state financial aid programs in supporting community college students. Method: I use a regression discontinuity design that takes advantage of discontinuities in the Pell Grant formula known as Automatic-Zero Estimated Family Contribution to estimate the…

There are significant levels of poverty and child poverty in Scotland and research has focussed on the impact of poverty on school education. However, there is more limited research on the impact of poverty on students in higher education in Scotland and the wider UK. This study focussed on the poverty experienced by students on an undergraduate…

This qualitative study employs thematic analysis of open-ended survey data to examine how 187 low-income college students in a need- based scholarship and support program perceive contributors to their success and barriers they face. Using an abductive approach that integrates inductive coding with theoretical alignment, we identified key themes,…

This research examines the relationship between financial aid, price, and the enrollment decisions of first-generation college students. Using human capital and socio-cultural theories in conjunction with previous research, the study establishes a conceptual framework to assess how personal, academic, and college variables associate with a…

Government programs impose eligibility requirements to balance the goals of improving welfare while minimizing waste. We study the impact of eligibility monitoring in the context of Federal Application for Federal Student Aid (FAFSA) submissions, where students may be subject to "verification" requirements that require them to confirm…

This quantitative, correlational study investigated whether a statistically significant relationships exist between a subordinate's perception of LMX (respect, loyalty, affect, and contribution) relationships, a subordinate's employee voice behavior, and trust. The researcher used an online survey to collect data from student financial aid…

This document records testimony from a hearing before the Committee on Education and the Workforce that was held to examine the implications of Biden's student loan policies for students and taxpayers. Member statements were provided by: (1) Honorable Burgess Owens, Chairman, Subcommittee on Higher Education and Workforce Development; and (2)…

Although research has explored what college students struggle to understand about financial aid, no research has investigated how at-risk students on financial aid probation articulate their financial aid knowledge and the gaps in that knowledge. As a result, this content analysis investigates online discussion board posts from a credit-bearing…

Purpose and Method of Study: This study focused on the relationship between the cost of undergraduate education (COUE) and graduation rates in four-year institutions in Oklahoma. The purpose of this study was to examine the relationship between the cost of undergraduate education (COUE) and graduation rates at four-year higher education…