American consumers owe more than $150 billion in outstanding private student loan debt. While this amount is significantly less than the amount outstanding on student loans guaranteed by the federal government, the private student loan ("PSL") product is an important component of higher education finance and does not appear to be well…

With the Presidential election two months away, this paper presents a set of actions the Association of American Universities (AAU) believes the President and his Administration can take to advance the partnership between the federal government and research universities--as well as actions that universities themselves need to take to ensure that…

With over 4,400 colleges and universities offering a variety of degrees and programs, and more than 2,000 non-degree granting institutions, the postsecondary education landscape within the United States can be a complex web to navigate for high school students (U.S. Department of Education, 2012). The transition from high school to postsecondary…

The financial state of the nation's public pension funds--which provide the retirement incomes for all state employees but in most states are dominated by teachers, administrators, and other school employees--has gone from bad to worse, and is projected to continue to worsen in coming decades. A perfect storm of factors has combined in the past…

University presses are more likely to give voice to stories that might not otherwise be told, such as those involving minority perspectives. But opportunities are shrinking. As extensions of their parent schools, academic presses rarely reap profits, experts say. Many rely on school subsidies to survive. Factor in substantial budget cuts to…

Even in these extraordinary times of state budget shortfalls, furlough programs, and layoffs, school districts must still fill positions and compete for top talent among Generation X (those born between 1965 and 1980) and Generation Y (those born in 1981 or later). Every day, school district leaders are challenged to cultivate, assess, and retain…

Financial problems plague both higher education and health care, two sectors that struggle to meet public expectations for quality services at affordable rates. Both higher education and health care also have a complex bottom line, heavy reliance on relatively autonomous professionals, and clients who share personal responsibility for achieving…

The omission of international students from the Australian Vice-Chancellor's Committee (AVCC) 2007 national study on student finances is indicative of a pattern of exclusion. The exclusion is unacceptable from a humane perspective and feeds the belief that Australians perceive international students primarily as "cash cows". This study…

Last October, when CBS News's Bob Schieffer welcomed 57 million television viewers to Hofstra University for the third presidential debate, the moment marked perhaps the best chance yet for the university to show off its efforts--with the help of some 4,000 journalists to cover the event--to remake itself from a sleepy commuter campus into a…

The aim of the study was to test the Finances-Shame model and its explanatory power regarding the prevalence of psychosocial ill-health. The Finances-Shame model postulates that (i) the greater the financial stress and the more experiences of having been shamed, the greater the risk for psychosocial ill-health, (ii) the lesser the financial stress…

When California approved its budget last month, the community-college system managed to escape the sharp budget cuts that befell most other agencies. But the state's fiscal troubles have nonetheless created a cash crisis for two-year colleges. As part of its plan to close a $41-billion budget deficit, California will delay providing $540-million…

Like many U.S. public libraries, Carnegie Library of Pittsburgh faces financial uncertainty. CLP asked RAND to identify critical factors that affect the library's financial stability and to develop a framework to assess how these factors can be managed to provide a more stable financial base. RAND researchers reviewed the literature and…

This study examines the correlates of marital satisfaction using data from a national probability sample of African Americans (N = 962) and Black Caribbeans (N = 560). Findings reveal differences between African Americans and Black Caribbeans, and men and women within those groups, in the predictors of marital satisfaction. Black Caribbean women…

Eddie Francis bursts out laughing when he recounts his unexpected coaching debut for Southern University at New Orleans this past semester. The men's track team was planning to travel to Tennessee for a national indoor championship meet, but their part-time coach, a runner himself, couldn't accompany them because of a race he would run in Europe…

How well a particular industry fares during any given time has an impact on countless other industries and consumers. Case in point--rising gas prices are affecting everything from airfares to the price of getting a pizza delivered. This article describes a similar situation that is happening with the wave of home foreclosures as the subprime…