One of the most important responsibilities of school business officials is protecting their school districts, employees, and students from harm and liability. Risk managers must identify any possible risks involved in facilities operation, eliminate or reduce risk, transfer risks when legally feasible, and assume nontransferable risks through a…

This short course on insurance for camps discusses coverage, including the various types of liability, property, and other types of coverage; the difference between direct writers, brokers, agents, and captive agents; choosing an insurance company; and checking on the financial stability of recommended carriers. Three Web sites are given for…

The ultimate cost of workers compensation is made up of loss costs (the amounts paid to injured employees to compensate for lost wages and medical bills) and administrative costs. This article concentrates on potential savings in loss costs, highlighting indemnity and medical cost drivers, the need for effective policy communication to employees,…

Macro-level data paint a detailed picture of the vulnerability of young people in employment, such as their concentration in casualised jobs, low average-weekly earnings and reduced access to collective representation, yet little is known about the internal conflicts that arise in individual workplaces that employ youth. This study seeks to…

The "Research & Action Report," published twice a year, is a window on the activities and initiatives at the Wellesley Centers for Women. The report typically features news about the Centers, interviews with researchers, commentary on recent events or social trends affecting women and girls, announcements of new publications, and much more.…

Insurance is necessary to protect school district assets and assure the ongoing educational program. It may be purchased economically and serve its designed purpose only if trustees and administrators understand its function and seek professional help in its application. This report discusses in lay terms the nature of insurance as one means,…

This study describes the present status of benefit planning in the junior colleges, discusses the principles governing benefit plans, and raises questions regarding the development of sound benefit plans in light of the needs of individual faculty and staff as well as of the goals of the institution. The base of the study was a questionnaire…

Major 1973 State legislative changes of workmen's compensation laws focused on more flexibility and increased levels of benefits, improved medical care and rehabilitation provisions, improved occupational diseases provisions, and increased coverage of farm laborers. Many States adopted amendments to strengthen the administrative procedures of…

There are specific skill areas which are not addressed in present masters degree programs which could be addressed in terms of developing an effective specialty area in rehabilitation counseling in the private sector. These areas include knowledge of workers compensation, basic concepts in insurance, and understanding of law. (CT)

A study compared police officers' physical fitness levels with workers' compensation (WC) claims. Officers who collected WC were predominantly female, younger, and lower ranking, with better physical fitness than officers not collecting WC. Officers in the second highest fitness level and older officers with greater cardiovascular fitness had…

Conducted post hoc analysis of 60 Hispanics and 60 Caucasians who had filed under workers' compensation to examine cross-cultural differences of somatization and malingering as assessed by Minnesota Multiphasic Personality Inventory. Significant differences were found for somatization; Hispanics were more likely to somatize. Minimal differences…

An actuarial study revealed that Pasadena Schools had an unfunded worker's compensation liability of over $10 million and 400 open claims. Advised to implement strong cost-containment measures (an early return-to-work program) and equally strong accountability measures (strict performance guides and safe work practices), the district achieved…

Injured workers (n=49) and their employers (n=23) were interviewed concerning their perceptions about their own and each other's behavior in the process of occupational rehabilitation. While workers focus on the perceived failure of the system to provide adequate care, employers were concerned with cost containment and productivity. Recommends…

Among the varied analytical challenges institutional researchers face, examining faculty pay may be one of the most vexing. Although the literature on faculty compensation analysis dates back to the 1970s (Loeb and Ferber, 1971; Gordon, Morton, and Braden, 1974; Scott, 1977; Braskamp and Johnson, 1978; McLaughlin, Smart, and Montgomery, 1978),…

The increase in apprenticeships and on-the-job experiences at schools and vocational institutions has increased school administrators' and employers' legal responsibilities. One major legal concern is responsibility for student injury at the training site. While all states have workers' compensation laws, states have varying laws concerning…