This position article proposes that bankruptcy counseling and education should be tailored so that bankrupts and consumer debtors can attain "solvency literacy," a new construct developed for this initiative. They need to (a) handle their financial affairs "during" the insolvency process while (b) concurrently striving for a…

This paper reflects on the University of the South Pacific Tuvalu Campus experience. Whilst COVID-19 poses pedagogical and financial issues in a university already experiencing management crisis, it also creates an opportunity for the strengthening of institutional systems and relationships that brought out the resilient ability it has to bounce…

Millions of working Californians are unable to fulfill their families' basic needs. Higher-paying jobs that require specialized skills are beyond their reach, and many entry-level jobs are likely to be automated by 2022, so there's an urgent need to redesign the state's education and training systems to help people get the skills they need to…

Insufficient resources undermine postsecondary educational experiences and delay credit attainment for many college students (Goldrick-Rab, Baker-Smith, Coca, Looker, & Williams, 2019). To examine the efficacy of existing interventions, such as a campus food pantry, the researcher conducted a series of interviews with a cross-section of…

The aim of this study is to evaluate factors contributing to poor academic performance of students in higher education. Data was collected in 2017 from 216 students enrolled in different programmes at a higher education provider in New Zealand. The effect of factors relating to family obligations, work and social commitments, and financial…

The aim of this study is to evaluate factors contributing to poor academic performance of students in higher education. Data was collected in 2017 from 216 students enrolled in different programmes at a higher education provider in New Zealand. The effect of factors relating to family obligations, work and social commitments, and financial…

Higher education appropriations are often referred to as the "balance wheel" for state budgets, receiving greater than average funding reductions during economic downturns and above average increases during periods of economic growth. However, this trend has gradually diminished with each recession as higher education funding no longer…

While the coronavirus crisis altered all facets of life across the globe, its impact on American higher education posed immediate challenges to students and faculty alike. Disruptions in normal, in-person instruction affected all students' abilities to connect and create, but first-year students and their professors were particularly restricted in…

This longitudinal qualitative research investigated the psychosocial adaptation trajectory of Iranian international students in Hungary and the challenges they encountered. Semi-structured interviews were conducted between 7-month to 1- year intervals with 20 Iranian students. Inductive content analysis was utilized to analyze the interview…

This study examined the mental health issues of low-income, high-achieving undergraduate students, a largely overlooked population in mental health research. Study participants provided in-depth reports across their first semester of college through interviews and semiweekly audio-diary transcripts. Factors related to race, community, money, and…

COVID-19 drastically changed many aspects of life in the U.S. and most certainly changed standard operating procedures in higher education. Moving all classes completely online created numerous challenges not only for students, but also for faculty. For students, these challenges included issues related to physical and mental health, job loss, and…

The COVID-19 pandemic, which has created obstacles in all areas of social and daily life since 2020, has completely prevented educational activities and caused drastic changes. Following the start of the COVID-19 restrictions, preschool education undergraduate students continued to take their music lessons with the distance education applications.…

Privatization, marketization, investment, and competition of education have become a global phenomenon with significant implications. While research on demand and patterns of shadow education are increasingly available across the world, very little is known about the scope of parents' investments, family burden, and students' workload. This paper…

Research has shown that student loan borrowers in repayment exhibit physical and mental health problems. These can be exacerbated by and contribute to health-related financial hardship. We use the 2015 U.S. National Financial Capability Study to examine the likelihood of having past due medical bills and of avoiding health care services by not…

Early care and education (ECE) is complex, highly skilled, emotionally and physically demanding work for which educators deserve to be adequately rewarded. California's early educators often exceed the minimum educational requirements for their jobs. More than one half of both center- and home-based educators hold an associate degree or higher…