In an era of increasing political and social divisiveness, school boards across the country face pressure to maintain effective governance amongst relentless pressure. Most school board members lack the experience to know how to effectively serve, thus, training is a necessary resource to ensure effective board governance and retain board members.…

First-generation students possess a set of unique characteristics that can make persisting in college more challenging than it is for their continuing-generation counterparts. Because many first-generation students are also low-income, community college is an affordable option to access their postsecondary goals. Each year, one-third of all Pell…

This PISA volume examines 15-year-old students' understanding of money matters in 20 countries and economies, and provides insights into differences in performance linked to factors, such as socio-economic background and family interactions. The results highlight the importance that all students receive financial education, in particular those…

As defined contribution (DC) plans become more popular than defined benefit (DB) plans, American workers are increasingly responsible for their retirement savings. Because retirement plan participants' portfolio allocation is constrained by the available funds in the plan, the construction of a plan's investment menu has become extremely…

This study aimed to determine the financial and mathematical literacy levels of university students. Therefore the study contributes to the reflection of students' knowledge of mathematics and finance acquired during their studies to the problems they face in real life as well as to examine how this background affect their opinions in practice.…

This study was conducted to determine the general overview of stress and its impact on students which viewed from daily life events. Stress is an individual response to the presence of stressor (Mulhall, 1996, in Barnes & Montefuscio, 2011). In the context of students, there are four sources of stress: interpresonal, intrapersonal, academic,…

Most of the existing definitions and measurements of financial literacy have been tailored for developed countries. Although financial literacy and financial behaviour are usually assessed at the household level, the gender dimension of household agents is less explored which may overshadow the women's low level of financial literacy. This paper…

This article dives into the importance of engaging students in investigating the mathematics of businesses that pressure their members to recruit new members as a basis for success, also referred to as multi-level marketing (MLM). The mathematics behind these businesses are discussed, and a sample student task is given.

Human decision making is partly determined by the verbal stimuli involved in a choice. Verbal stimuli that may be particularly relevant to human decision making are the words "should" and "like," whereby "should" is presumably associated with what one ought to choose, and "like" is presumably associated with…

Contribution: An approach of integrating financial literacy into an introductory programming course is introduced. New learning materials are developed and the impact of the approach on motivating students and improving learning outcomes are evaluated using mixed methods. Background: More than two-thirds of college students in the U.S. graduate…

Many financial literacy educational efforts mainly focus on teaching money management. However, money management alone does not address financial prerequisites concerning home ownership, savings or retirement planning since these issues are governed by agents outside households, namely the financial system and policy makers. This study examines…

This paper investigates the possible opportunity cost of using standard college savings plans against the advantages of using debt to pay for college. In addition, it presents a practical argument for using debt in place of college savings plans in certain instances. By doing so, investors may not only be able to mitigate the difficulty of saving,…

The main purpose of this study was to compare delay discounting of hypothetical monetary outcomes by adolescents adjudicated of illegal behavior to that of college students in order to lay a foundation for future discounting work with adjudicated adolescents. It is important to note that we conducted this work during the COVID-19 pandemic, which…

Students entering college may not have the financial knowledge and competency needed to completely understand the loans they are signing up for when committing to student financial aid. The purpose of this qualitative case study is to examine the level of financial knowledge that first-year college students have when taking out college loans. This…

This study examines the relationship between sound financial management behaviors and happiness using a national sample of adults collected in 2009 (N = 1,014). We used Maslow's hierarchy of needs (1943) as a theoretical framework to examine associations between sound financial management behavior, economic pressure, relationship satisfaction, and…