The increasing tension between the perceived necessity of a college degree and the challenge of paying for it has led to a proliferation of financial aid policy in the U.S. and around the world. More students are receiving more aid today, and more different types of aid, than ever before. Half a century of policy experimentation has led to an…

College typically pays off for low-income students, but not as much as it does for their peers. Low-income students, whose families earn $30,000 or less per year, comprise more than one-third of college students. "The Colleges Where Low-Income Students Get the Highest ROI" finds that low-income students have a lower return on investment…

First-generation, freshmen students struggle to complete the financial aid process at a 4-year private university in Louisiana, impacting their financial and academic well-being. The purpose of this basic qualitative study was to explore first-generation, freshmen student perceptions of how they construct knowledge about the financial aid process…

Experts underscore many advantages of higher education as a vehicle for economic mobility, yet it continually fails to be genuinely accessible through its flaws in equity and affordability. Gaining access to higher education often begins with filing a national financial aid form known as the Free Application for Federal Student Aid, or FAFSA, used…

Every year millions of students seeking access to federal financial aid complete the Free Application for Federal Student Aid (FAFSA) application which grants an estimated $234 billion in federal aid in the 2020-21 academic year. Upon receiving students' FAFSA, the U.S. Department of Education selects some students for income verification, a…

This study aims to reveal the professional, ethical and unethical behaviors that undergraduate students encounter during their education life from a gender perspective. Phenomenology design, which is one of the qualitative research designs, was used in the study. The research was conducted with 64 students studying at the education faculty of a…

Cosmetology is one of the most widely and onerously regulated occupations for lower-income workers, yet little research has explored the experiences of aspiring beauty workers. This first-of-its-kind study takes advantage of federal educational data--including a large, and largely untapped, dataset on nondegree credentials and work experience…

The racial differences in student loan debt must be interpreted through a lens of wealth building inequality. Black individuals in particular are negatively affected by official and unofficial policies that create barriers to building wealth. Financial aid policies then exacerbate this inequality with an Expected Family Contribution (EFC) formula…

In August and September of 2021, the EdWeek Research Center surveyed nearly 1,500 high-achieving high school graduates from the Class of 2021 to assess the pandemic's impact on their high school experiences and post-high school plans. The nationally representative survey found that 2021 graduates saw heightened stress along with financial hardship…

The Commonwealth Education Continuum (CEC) was formed out of the moral imperative to strengthen the education pipeline in Kentucky. To further understand the diverse needs of the state and seek actions to improve the education system, the CEC created three workgroups with distinct focus areas at its April meeting. The workgroups include: (1) Early…

In March 2020, Congress passed the Coronavirus Aid, Relief, and Economic Security (CARES) Act, an economic stimulus package designed to address the nationwide economic crisis created by the global COVID-19 pandemic. In addition to providing payments to individuals, business loans, and support to state and local governments, the CARES Act…

This brief communicates findings from Phase 1 of "State Responses to COVID-19 -- Implications for Outcomes-Based Funding and Promise Programs," a 50-state policy scan to determine how Promise Program policies are shifting in response to COVID-19 related budget fluctuations. Conducted between August and December of 2020, this 50-state…

As policy makers consider revisions to the Higher Education Act (HEA), understanding the impact of increasing the size of Pell grants is important if it is to have the intended impact of improving educational outcomes for lower income students across the various types of colleges and universities. Understanding institutional behavior is a place to…

This essay identifies six common institutional barriers to student completion and offers recommendations to remove them. The barriers are: (a) confusing degree requirements, (b) courses not available when needed, (c) unnecessary registration holds, (d) course credits of transfer students not counted toward degree, (e) financial aid policies that…

Students' access to family help with paying for college tuition and living expenses varies by family resources, structures, and relationships, and can affect later outcomes and the extent to which students rely on various forms of financial aid. This study analyzes an originally collected dataset at two regional public four-year universities in…