This study addressed the question of whether student loan repayment and default behaviors are more highly related to the characteristics of the college attended or to the characteristics of the aid recipient. The model for the study was based on theories of human capital and public subsidy, ability to pay perspectives, organizational…

This study examines how federal, state, and institutional student aid promote equal educational opportunity by lowering the net cost of education that undergraduates and their parents must pay. It also considers some possible alternative federal policies concerning student aid that the 102nd Congress may wish to consider as it goes about…

The United States has no coherent postsecondary vocational education delivery system. A basic definition of postsecondary vocational programs includes those programs which: are limited to high school graduates or post-high school age individuals; are classroom based; are vocational; lead to a recognized certificate or degree; and are provided by…

This report describes the status of State and federal financial assistance available to students enrolled in postsecondary institutions located in New York State during the two academic years, 1987-88 and 1988-89. The introduction contains a brief overview of State and federal student assistance programs and highlights recent developments in those…

This literature review examines the effectiveness of student financial aid in light of doubts raised about it at the start of the 1980s and subsequent cuts in federal support for student aid as a result of those doubts. The review has three objectives: to determine whether there are reasons to doubt the effectiveness of student aid; to determine…

This directory provides information on over 1,000 sources of financial aid (scholarships, fellowships, grants, loans, awards, and internships) designed primarily or exclusively for veterans, military personnel, and their dependents. The programs described are sponsored by federal and state government agencies, professional organizations,…

The nature and scope of tax policies that affect higher education are sketched, concentrating on the provisions of the tax code that directly help families finance college costs. Attention is directed to: proposals to expand the range of tax benefits for higher education, the merits of existing and proposed tax schemes in times of reduced federal…

A directory on sources of postsecondary education opportunities available to minorities and women is presented. In some instances, information is provided on loans, scholarships, and fellowships. Thirty-three publications providing general information on how and where to seek assistance on pursuing education and career goals are briefly described.…

Results of a survey of international student exchange programs in the Bay Area of California are presented. Information is provided on the following: the top 10 countries of origin for Bay Area foreign students; 10 Bay Area institutions with the highest number of foreign students; 10 area institutions with the highest percent of full-time…

Macro-indicators that can measure the resources available to the Ontario university system are described. Supporting data (1970-1982) are presented that might be used to generate the indicators are also presented, along with complementary analyses that may promote understanding of the indicators and data. Operating revenue in constant dollars per…

Designed to assist Frederick County (Maryland) high school students with career planning, this handbook provides information for exploring the question, "What to do after high school?" General information covers employment trends, average starting salaries, types of financial aid available, relevant Federal statutes regarding equal pay…

The cost to a typical borrower of participating in the Guaranteed Student Loan (GSL) program was studied, based on the analysis of automated models that calculate total borrower costs under various scenarios. The focus was related to the actual costs of obtaining and repaying a student loan. Conclusions are as follows: (1) student borrowers under…

The history of the role of state guarantee agencies in the Guaranteed Student Loan (GSL) Program is reviewed in terms of the initiation of the GSL program, the growth of the Federally Insured Student Loan Program, the initiation of the special allowance, and the Education Amendments of 1972, the Education Amendments of 1976, the Middle Income…

Discusses financial aid publicity in high schools: problems which can be expected, goals to be accomplished, and specific activities and functions designed to achieve the stated goals. Emphasis is on simplifying and clarifying the information given by colleges to high school counselors and students. (JT)

An overview of the former taxation of scholarships and fellowships is presented, along with information on the practical implications of the changes brought about by the Tax Reform Act of 1986. Included is a copy of the guidelines issued by the Treasury Department and supplementary legislative history information from the "General Explanation…