Limitations of the Guaranteed Student Loan Program (GSL) are analyzed with respect to repayment convenience, and a variant of the GSL with an income contingent repayment feature is proposed. Computer simulations of loan repayments for both programs are developed and conclusions regarding manageability of repayments presented. (JT)

Compares enrollment and benefit levels among three G.I. Bill programs (World War II, Korean War, and Vietnam veterans) to determine whether veteran enrollments respond positively to increased G.I. benefits. Concludes that Vietnam veterans' benefits have been less than those of other veterans relative to earnings. Consequently, school enrollments…

Student loan programs have been racked by defaults, bankruptcies, and administrative trivia, causing Congress to search for another system. Under consideration is a loan that would be repaid to the Internal Revenue Service through a withholding tax. However, better collection efforts with the present system are producing encouraging results. (JMD)

Methods for systematically developing a program of peer counseling in financial aid are described for administrators. Most of the ideas in this model come from members of the Student Advisory Committee for the State of Michigan Student Financial Aid Programs. (LBH)

A comparative study was made between a medium-sized university and a smaller public community college in the same urban area to determine profiles of student populations and to correlate student characteristics to default rates. Demographic makeup is shown to influence an institution's categorization as "high risk" for student loan…

The adult learner is the new majority in higher education, yet teaching him is still a cottage industry. Little student aid is available, innovative approaches are challenged by states, and federal policy is laggard. A list of priorities that need attention is offered. (Author/LBH)

Berkeley's response to the 1976 Amendments to the Higher Education Act is described, with focus on the Financial Aid Handbook, advertising financial aid deadlines, and other pamphlets on student services and opportunities. (LBH)

The results of a Michigan survey show that a wide range of salary, staffing, and support conditions exist in various school financial aid offices within the state. The data can be used as a backdrop against which individual campus aid administrators can assess the strengths and weaknesses of their own operations. (Author/LBH)

Procedures and supporting rationale for practices at Fort Steilacoom Community College are presented. The Basic Grant Student Eligibility Report (SER) or application is used as the source document for needs analysis, utilizing the uniform methodology, the charging of an institutional processing fee for financial aid applications, and…

Proceedings of AACRAO's 63rd annual meeting cover: calendar conversion; publications economy; class schedules; fraudulent transcripts; student retention; student ID numbers; veteran student reporting; financial aid reporting; faculty activity analyses; time management; registration; and transcript forms for nontraditional programs. (LBH)

New federal policies on student aid favor guaranteed loans rather than direct government aid. Private medical schools may find themselves at a growing competitive disadvantage, and better financial-aid staffing will be needed by all schools. Trustees and administrators should encourage banks to participate in loan programs. (Author/LBH)

The use of discriminant analysis in identifying potentially "good" versus potentially "bad" student loans is explained. The technique is applied to a sample of 200 student loan applications at the University of Wyoming. (LBH)

Problems in defining the independent student are reviewed and the promise of California's Assembly Bill 4027 is described. It modifies the definition and focuses on establishing a different basis for distributing grant aid. (LBH)

Determination of the amount parents are expected to contribute toward the cost of postsecondary education involves several financial and nonfinancial variables of the family that influence ability to pay. Data from 45,199 records suggest that stepwise regression analysis is not effective in simplifying need analysis procedures. (LBH)

The probable impact of policies designed to relieve or remove the financial burden placed upon low income college students is examined. Basic causes of differences in participation rates by income class are discussed and empirical estimates based upon this discussion are presented with respect to various policy alternatives. (LBH)