The amount of earnings by dependent college students with unmet financial need was assessed in 1983-1984, along with the extent to which student earnings reduce or eliminate unmet need. Aggregated data on imbalances among costs, resources (including expected parent contributions and student earnings), and financial aid were examined for full-time…

The evolution of student financial aid and current trends of increasing college costs and decreased federal aid are discussed. The objective of removing barriers to opportunity has resulted in the award of aid according to some measure of student and family need. While the need-based approach originated and evolved within the educational…

Information on sources of student financial aid for the 1985-1986 academic year is provided, along with an overview of need analysis in general, and the American College Testing Program (ACT) system. This guide, which is designed for counselors, provides answers to more than 100 frequently-asked questions about financial aid, and a description of…

The institutional programmatic and workload factors that have influential effects on the costs of administering the student financial aid (SFA) service were studied, based on a survey of 51 public universities. Thirty-two of the sample were chosen due to their similarities with the University of Florida, and the remaining were members of the…

Details and policy implications of proposals concerning tuition tax credits, tax allowances, and vouchers for private colleges and universities are considered. Several formulas for tuition tax credits are tested to determine whether a tuition tax credit can be both cost-sensitive and need-sensitive. Advantages and disadvantages of tax saving plans…

Complaints about a middle income family's hardships in sending their children to private colleges and universities are examined. The difficulty may be attributable to a progressive College Scholarship Service (CSS) taxation rate schedule that causes larger proportionate reductions in the standard of living for some families than others.…

This CD-ROM contains 21 of 36 lessons in the SFA COACH curriculum for financial aid professionals. SFA COACH is a computer-based introductory training course covering all major student financial aid (SFA) topics. It is organized around the functions carried out in school aid offices and the people who perform them. It is designed to give new staff…

Discusses federal student financial aid, focusing on direct grant aid programs that serve needy students attending community colleges. Presents recent data showing that lower-income students attending community colleges are likely to receive less direct grant aid than those attending for-profit proprietary two-year institutions. (Contains 26…

The chairman of the National Association of Student Financial Aid Administrators talks to secondary school counselors about trends in financial aid to low-income students. He notes that technology, increasing regulations, and decreasing government funds have changed the face of financial aid. He urges continued dialogue with college and financial…

This updated guide is designed to help students in Alberta, Canada, plan and finance postsecondary education. A student who has made financial plans will have more options when it is time to choose an institution for postsecondary education. How to choose the right school depends on what a student wants from education and what he or she plans for…

This report is a special analysis that is republished from the "Condition of Education 2004" in a booklet form. The analysis examines changes undergraduate student aid between 1989-90 and 1999-2000, focusing on dependent students who were enrolled full time for the full academic year. This analysis examines changes in student financing of…

The federal government provides student loans for college and graduate school in two ways: by guaranteeing bank loans, and by lending directly to students. In the guaranteed loan program, banks lend students money and profit from the interest payments while the government guarantees the loans against default and makes subsidy payments to the…

This guide contains information about Ohio's independent colleges and universities. It contains: (1) a map of the state's private colleges and universities; (2) "Quick Facts" about Ohio independent higher education; (3) a list of visit days for these institutions; (4) profiles of 53 independent colleges and universities in Ohio. Each…

Human capital contracts are "equity-like" instruments for financing higher education. Since repayment depends on earning and adjusts to student capital to pay, these contracts should be more attractive to students than traditional loans. By making transparent the relative economic value of certain fields of study or the value of degrees from…

This guide contains information on Ohio's independent colleges and universities, including: (1) a map of the state's private schools; (2) quick facts about independent higher education in Ohio; (3) financial aid; (4) private college visitation days; and (5) college and university profiles. The profiles provide information on 1999-2000 enrollment,…