Provides ideas for using throwaways and substitutions, such as homemade objects and everyday items, as art supplies and other resources in the art classroom. Throwaways and substitutions are a way to be environmentally caring, to extend meager supplies, and to supplement art budgets. (CMK)

Whatever the school size, the total fees for the International Baccalaureate (IB) are between three and nine times greater than British-style A-level examination fees. There are also indirect administrative, staffing, equipment, and inservice training costs involved. A survey of 18 international schools claims that sound financial management can…

Discusses common pitfalls of child care center financial management and offers strategies for avoiding financial trouble. Six rules of financial management include collecting all fees from families in a timely manner, not basing the center's budget on capacity enrollment, meeting all reporting deadlines for reimbursements, and raising funds beyond…

Background: Stress and social support influence adolescents' coping strategies. Adolescents need to acquire a large repertoire of coping strategies in light of a rapidly changing socio-economic and political situation. Aim: This study reports on the coping strategies of Zimbabwean adolescents and highlights some major stressors they face. The…

According to Senator Daniel Akaka, sponsor of the 2004 Credit Card Minimum Payment Warning Act, 45% of college students are in credit card debt, with an average debt of US$ 3,000. Moreover, 150,000 young adults between the ages of 18-24 declared bankruptcy last year. In this article, the author describes how financial literacy can educate young…

This study compared suicide potential and suicide attempts in 50 Pakistani and 50 American psychiatric patients all of whom reported a positive history of suicide attempts during the past 1-5 years. It further explored the role of nationality, gender, diagnosis, and marital status in respondents' potential for suicide and suicide attempts. The…

We tested several models of the associations among economic strain, life stress, coping, involuntary stress responses, and psychological symptoms in a sample of 57 parent-adolescent dyads from rural, lower-income families. Economic strain and life stress predicted symptoms for both parents and adolescents. Stressor-symptom specificity was found…

In Democracy in America, nineteenth-century political philosopher Alexis de Tocqueville argued that understanding how individual U.S. states approached an issue offered "the key to all the rest." If Tocqueville was correct, and he was right about many things, higher education advocates are in for a rocky time. Over the past two or three…

It is a frequent, if not ongoing, problem: deep funding cuts despite increased enrollments, and accompanying need for more instructors and updated technology. According to Joe Barwick, Roy Flores, Bernadine Chuck Fong, Al Lorenzo, Judith Redwine, and Jerry Sue Thornton, community colleges should start at the top when they deal with institutional…

New England may be the wealthiest region in the United States, but it is also the oldest and slowest-growing, and among the least diverse. These peculiar demographic characteristics combined with New England's history of heavy reliance on local governments suggest future problems for the region's educational systems. Since most public schools in…

Newark's image has begun to change in recent years. High-profile construction projects downtown and a boom in new housing have been among the visible signs of change. Improvements on measures of child and family well-being have added to the impression of the city moving in a positive direction. Child poverty rates fell in recent years. Incomes…

This paper studies the nature and impact of credit constraints in the market for human capital. We derive endogenous constraints from the design of government student loan programs and from the limited repayment incentives in private lending markets. These constraints imply cross-sectional patterns for schooling, ability, and family income that…

Available evidence suggests that changes in the funding of higher education have led to some students entering the sex industry in order to make ends meet. The current study comprises a sample of undergraduates (N=130) in the south of England, who completed a cross-sectional survey of their financial circumstances, health, psychological…

To estimate the magnitude and temporal pattern of displaced workers' earning losses, a study used an unusual administrative data set that included employees' quarterly earnings histories and information about their firms. It created a longitudinal earnings file for a 5 percent sample of the Pennsylvania wage and salary work force. These data had…

A study examined a proposed family process model that links family financial resources to academic competence and socioemotional adjustment during early adolescence. Subjects were 90 9-to-12-year-old African American youths and their married parents, all of whom lived in the rural southeastern United States. The theoretical constructs in the model…