While many high school students confess a desire to develop personal money management skills, statistics tracking the average Canadian's personal debt underscore the need to ensure the youth have the tools they need for financial success. What would it take to motivate teens to learn more about how they spend and manage their money? The authors…

Describes the basic elements of instructional design: (1) assessing needs; (2) defining goals; (3) selecting formats and materials; (4) devising test and evaluation procedures; (5) constructing and teaching a prototype; (6) analyzing and evaluating the results; and (7) revising the instruction and recycling. Demonstrates integration of online…