Today, approximately 43 million Americans hold a federal student loan. When these borrowers fall behind on payments, they become delinquent on their loans; once the loans reach 270 days past due, borrowers are in default. As of March 2021, roughly 1 in 5 borrowers was in default, according to data from the U.S. Department of Education. Failing to…

Satisfactory academic progress (SAP) requirements have existed in some form in the federal student aid programs for nearly 40 years--and have become increasingly strict--yet only limited research exists regarding their motivations and consequences. In this brief, the authors discuss two recent CAPSEE studies they conducted that examine the…

President Obama's 2010 budget proposals include exciting news for those concerned with increasing educational opportunities. The urgency of the economic crisis and the clear commitment of the administration and Congress to make college more affordable provide the perfect opportunity for those in higher education to update their approach to…

This article discusses the recent changes to the Higher Education Opportunities Act (HEOA), P.L. 110-315, which have resulted in providing greater access to college programs to students with intellectual disabilities (ID). Prior to the amendments to HEOA, only students who were enrolled full time in a degree bearing program were eligible to…

Although the federal government dedicated nearly $40 billion to funding student loans in 2006, only 60 percent of potential students from low-income families attend college, compared with 90 percent from high-income families. This paper argues that enrollment rates are lower than they could be because potential students undervalue loan subsidies,…

There was a major change in Canadian student aid in the late 1990s, due largely to a package of measures adopted by the Government Canada as part of its "Canada Opportunities Strategy". At the time, what aroused the most comment was the creation in 1998 of the $2.5 billion Canada Millennium Scholarship Foundation (Foundation). But while…

This collection of nine papers addresses theory and research in higher education. The papers include: (1) "Student Learning at Metropolitan Universities" (George D. Kuh and others); (2) "Applications of Generalizability Theory in Higher Education Assessment Research" (Gary R. Pike); (3) Policy Models and Policy Instruments in…

This study examined the use of education tax credits at four community colleges using data from the Federal Quality Assurance Program in 1998, the first year of the HOPE Scholarship and Lifetime Learning Tax Credit (LLTC). Preliminary estimates indicated that the two tax credits were expected to primarily benefit middle-income tax filers with…

Student financial assistance has long been a means to promote access to postsecondary education and attainment of college degrees. Numerous types of financial aid programs have proliferated over the years, including a relatively new concept that specifically targets high-risk, low-income students, focusing not just on getting them to go to college…

For several decades, education has assumed a vital role in this country's economic, social, and political development, catapulting less advantaged citizens into higher social classes and the political process. A testament to education's fundamental importance in our society are the numerous programs designed during the 1960s to eliminate the…