This HEPI Report considers the strategies adopted by higher education institutions to support students affected by the cost-of-living crisis. It finds they are adopting a range of measures, such as supporting students with the costs of food and drink, providing means-tested and unconditional funding, subsidising student activities, and opening…

Many college students struggle to make ends meet while enrolled and sometimes must turn to a wide variety of safety net resources, including official government programs, borrowing from family, and selling belongings. This brief examines data from 63,751 undergraduate students who responded to Trellis' Fall 2021 Student Financial Wellness Survey…

"Casualties of College Debt" uses the latest federal data on delinquency and default to better understand who student loan defaulters are, explores key themes of who defaults and why that emerged across over 20 in-depth conversations with a diverse group of experts, and lifts up the lived experience of default through voices of borrowers…

Many college students, especially students from low-income backgrounds, face significant structural barriers that make it challenging to persist and complete a degree or certificate. These barriers include substantial financial challenges. Student financial aid at the federal and state levels has not kept up with rising college costs, resulting in…

This study examined a sample of 2,475 undergraduate students to determine the influence of financial stress, debt loads, and financial counseling on retention rates. Results indicate, among other findings, that financial stress contributes to an increased likelihood of discontinuing college. Self-reported student loan debt contributes to an…

Financial stress and self-efficacy are examined in relationship to college students' financial help-seeking behavior utilizing Grable and Joo's (1999) framework. A cognitive approach is taken by focusing on the moderating role of financial self-efficacy on the relationship between financial stress and financial help-seeking. Data from the 2010…

Responsibility for meeting the costs of higher education in England has moved inexorably away from the government toward the family with the introduction of tuition fee and maintenance loans. Although an important public policy issue, there is limited research on how the policy impinges on the private sphere of the family. This paper focuses on…

American consumers owe more than $150 billion in outstanding private student loan debt. While this amount is significantly less than the amount outstanding on student loans guaranteed by the federal government, the private student loan ("PSL") product is an important component of higher education finance and does not appear to be well…

This inaugural report describes the self-reported attitudes and motivations of students nationally during the first term of their second year of college. Based on a 78-item motivational assessment administered to students in the 2010 fall term, the report highlights the educational experiences of second-year students as they transition from their…

Key trends in higher education in the 1970s are summarized, and the current condition of higher education in terms of its human, physical, and financial resources is reviewed. Attention is directed to progress to broaden access to higher education, to preserve quality programs and services, and to maintain fiscal health. Data are presented to…

When the Carter Administration's budget figures first appeared in December, higher education suffered a billion-dollar cut in student aid funds. Although basic and supplemental grant allowances were later increased, other higher education programs--including college libraries, campus facilities, and nurses' training--were cut heavily. (JMD)

Two university administrators were interviewed to determine their views on impending budget reductions proposed by the Reagan administration. Effective use of information systems, it is suggested, can help provide solutions to the financial problems facing higher education. (MLW)

In exchange for $8-12-million from the state, historically black Texas Southern University has agreed to maintain a schedule to fix financial problems threatening the institution and keep it from state control. Three-quarters of students receive aid. Lax financial accountability is a long-time problem. The university's historic role in educating…

Issues in the financing of higher education are discussed, including concern about rapidly increasing student debt, the decline in state student financial aid, rising student costs, college presidents' assessment of the damage in various areas of college operations caused by these changes, and predicted legislative response. Issues are considered…

A study by the American Council on Education examined the conditions and needs of the private sector of higher education. The policy options outlined here are in four categories. The first category, improving federal-state coordination of policies affecting private institutions, proposes two ideas: a request by the President that each state…