In an era of significant disinvestment in public higher education by state governments, many public universities are moving toward a "progressive tuition model" that attempts to invest approximately one-third of tuition income into institutional financial aid for lower-income and middle-class students. The objective is to mitigate the…

Legally mandated student loan exit counseling attempts to prepare borrowers of federal student loans for the repayment process; yet, researchers hypothesized that the online modules most borrowers use for this purpose have significant shortcomings. This report (the second in a series of five from TG Research) describes a study in which researchers…

The price of college is rising, making college feel out of reach for a rising share of Americans. Families can borrow to be sure, but with total student loan debt now above $1 trillion nationally, the situation seems unsustainable. It is no surprise then that in the campaign for U.S. President in the 2016 election, nearly all candidates of both…

A study investigated the effectiveness of exit interviews as tools for reducing or predicting student loan delinquencies and found a relationship between repayment and completion of the exit interview. Interview completion was related to academic level and race. Type of exit interview (personal or mail) was not related to repayment delinquency.…

This study compared the relative effectiveness of grants and loans in helping low-income students stay in college until graduation. The study analyzed two student-level databases. One database contained data on a national sample of high school seniors who began full-time study at four-year colleges and traced them through college. The other…