The recent significant increase in student loan delinquencies has generated interest in understanding the key factors predicting the non-performance of these loans. However, despite the large size of the student loan market, existing analyses have been limited by lack of data. This paper studies predictors of student loan delinquencies using a…

Using the 2007-2008 National Postsecondary Student Aid Study, this study tested positively the hypothesis that college students are either likely to acquire debt above the national median or work more than 30 hours a week in order to graduate from a four year degree within six years. These results resonate with the theory of academic capitalism,…

Empirical studies exploring the impact of student aid on postsecondary enrollment often stop short of the specific examination of institutional tuition discounting. This research uses separate empirical ordinary least squares (OLS) regression models to examine three questions using public choice theory, positing that enrollment decisions may be…

Default on guaranteed student loans has been increasing. The use of discriminant analysis as a technique to identify "good" v "bad" student loans based on information available from the loan application is discussed. Research to test the ability of models to such predictions is reported. (Author/MLW)

Presents an equation to help determine risks in student loan programs at colleges and universities. Statistical tables accompany the text. (PG)

Data from statewide Student Resource Survey studies in New Jersey, California, and Pennsylvania review whether there are sex-related differences in (1) total resources available to students, (2) amounts and percentages of resources available from different sources, and (3) the way financial aid is distributed. (LBH)

The study reported here attempts to trace family resource patterns in meeting educational expenses when help through the Federal college-based programs and the BEOG program has been denied. Questionnaire data provide a comparison of expected and actual family contributions and students' summer savings. (Author/LBH)

A sample of nonpersisting students is compared with persisting counterparts at Pepperdine University in terms of receipt of financial aid, grades awarded, etc. The findings suggest that financial aid is awarded to students with a higher probability of persisting to the end of the term. (LBH)

A study is reported that sought to determine the extent of utilization of federal student aid programs at proprietary schools, to assess the role of federal support for needy students enrolled at proprietary schools, and to evaluate the relationship of financial aid to the recruitment and training of students. (JMD)

A study that sought to determine by what means and with what frequency Boston College undergraduates with unmet financial aid need actually financed their educational expenses is reported. Parental contributions, student earnings, student borrowing, and other methods by which students may have filled the gap are considered. (JMD)

A 1976-77 survey of 2,000 Illinois grant recipients gathered data on students' actual dollar expenses for tuition and fees, room and board, books and supplies, medical/dental expenses, transportation, clothing, entertainment, personal items, child care, support to relatives, and "other." Typical expenditures were analyzed for different…