As of May 2013, total outstanding student loan debt in the United States had reached $1.2 trillion, up from $1 trillion fewer than 18 months before. The growth in debt is due primarily to increases in both the rate of borrowing and the average amount borrowed, especially among graduates of 4-year institutions. In 1989-90, about half (51 percent)…

In the spring of 1980, the High School and Beyond (HSB) base year survey collected data from about 28,000 seniors and about 30,000 sophomores in more than 1,000 secondary schools. This supplement was designed to collect data concerning the methodology associated with the receipt of postsecondary financial aid within the first 4 years after high…

The effect of indebtedness (undergraduate loan burden) after college graduation on the decision to pursue a graduate degree was studied for 899 individuals from the High School and Beyond study. Level of undergraduate debt was not a significant choice determinant. Some limitations of the methodology are discussed. (SLD)

This manual contains nine articles intended to assist student financial aid professionals in conducting research. Initial chapters provide basic information for those starting to do such research while later chapters deal with more complex issues. Some chapters include appendices that provide examples of the techniques under consideration. from…