Texas faces numerous challenges but also has abundant opportunities to build the middle class and increase prosperity. Unfortunately, too many Texans are on the sideline, lacking access to opportunities to learn, earn, and save to secure a more prosperous future for themselves and their families. To create jobs, increase income, and promote savings, Texas must develop and expand programs and policies to ensure greater prosperity for all Texans. "Opportunity Texas[TM]," which is a joint statewide initiative of the Center for Public Policy Priorities and RAISE Texas, acknowledges the following challenges: (1) There's a mismatch between the skills of today's Texas workforce and the skills demanded by tomorrow's jobs; (2) Texans struggle to make ends meet with incomes below the national average and limited opportunities to move ahead; and (3) Texans' ability to move ahead is threatened by limited access to savings products and programs. The initiative also offers solutions to create jobs, increase income and to promote savings. It works in partnership with the business community, public schools, higher education, non-profits, the public sector, financial institutions, and employers to expand asset-building products and services for low- and moderate-income Texans. (Contains 7 footnotes.) [Additional funding for this publication was provided by Citi, CFED, F.B. Heron Foundation, and the Texas High School Project.]